Finance

There is an amazing variety of educators on The Gateway to 21st Century Skills. We are linked together by the common goal of making a difference in the lives of our students while still having time to maintain a life of our own outside the classroom. We teach a wide range of grade levels and subjects, and we all want to equip our students with the right skills to succeed in the 21st century. When we cook a meal, we need a full set of spices to create just the right flavor. In teaching, we need to use a full range of tools and types of activities to complement the variety of students and teachers working together to become productive members of 21st century society.

Do you love to spend money? Most Americans do. I recently read that about 43% of American families spend more money than they earn each year. That’s a horrifying statistic, and one that obviously deserves attention. The ability to understand money, and how to make informed decisions regarding money management, is the basis of financial literacy. The current economic recession has also spurred lawmakers to re-examine the importance of early intervention, and the need to beef up financial literacy courses in American schools. The following resources are a sampling of financial literacy lesson plans by Thirteen Ed Online, the educational Web component of WNET, PBS’s leading station in New York.